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Healthcare allowance: What is it and how can I get it?

April 10, 2026

If you have researched working in the Netherlands, you may have come across the term “Zorgtoeslag”. This term might sound intimidating, but it can be a financial benefit for you!

It all starts with health insurance

As you may know, all residents of the Netherlands are required to have health insurance. It is legally mandatory to protect Dutch citizens in the event of health problems. Health insurance covers doctor visits, most medications, hospital stays under various circumstances, and other services, depending on the insurance company and the type of coverage.

What is healthcare allowance?

Even though health insurance is mandatory, not everyone has the same income to bear these costs. Therefore, the Dutch government introduced Zorgtoeslag. It is a type of healthcare allowance that helps low-income people pay for their health insurance. The amount you receive depends on your income, with a maximum of €111 per month.

Who can get healthcare allowance?

Healthcare allowance is available to anyone who is required by Dutch law to have health insurance. Also employees from abroad! As long as you the income is no higher than €31,998 per yearcan you apply for healthcare allowance.

How to apply for healthcare allowance

To apply for healthcare allowance, you first need a BSN number. Applying for healthcare allowance can be complicated, even for Dutch people. Therefore, our administrative team can help you apply for healthcare allowance. You just have to ask!

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